The market
Business lending to buy property reached $27.2 billion in the June quarter of 2026, up 4.4% on the quarter. A further $12.5 billion went to construction. Both figures are from the ABS lending indicators. The borrowers are mostly small. The ASBFEO counts 2,656,469 small businesses in Australia, 97.3% of all businesses. Most of them have no finance function. They have a broker, or they need one.
What a commercial record carries
A commercial enquiry is assessed on the business's numbers before the property's, so the record asks for them.
- Purpose: buy premises, refinance, release equity, or fund a fit out
- Trading history in years and whether financials are up to date
- Approximate annual turnover and existing business debt
- The property: type, price range, owner occupied or leased out
- Entity type and who the guarantors would be
- Timing, time stamp and consent record
Where commercial enquiries fail
Two places. The business cannot show serviceability on paper, or the property does not fit the lender's appetite. The first is what the PrimeProof screen looks at before delivery, and it runs on up to 98 data points. The second is yours, and it is why the record names the property type up front. A warehouse, a shopfront and a medical suite are three different lending conversations. Sole traders and contractors without full financials are a separate conversation again, covered under low doc home loan leads.
Related lead types
Super funds buying business premises are covered under SMSF loan leads. Owners consolidating business and personal debt against the home belong under debt consolidation leads.
Pricing
A fixed cost per lead agreed before the campaign runs, no retainer, no lock in. Every record is exclusive to you, phone verified by SMS and checked for duplicates. Invalid leads are reviewed within five business days and replaced or credited when confirmed.