The Melbourne numbers that shape commercial loan leads
Business lending to buy property reached $27.2 billion in the June quarter of 2026, up 4.4%, on the ABS lending indicators. Melbourne is a high-volume market: Victoria wrote 23,539 new owner occupier loans in the same quarter, a rough guide to how much business activity sits behind the commercial enquiries.
Melbourne's median dwelling value was $786,718 in August 2026, down 4.7% over the year and 1.1% lower in the month, on Cotality's index. Commercial values move on their own cycle, but a business owner in Melbourne weighs premises against a residential market that is falling.
What a Melbourne record carries
Beyond the fields every record carries, a Melbourne campaign for this lead type captures the details that decide the first call.
- Purpose: buy premises, refinance, release equity, or fund a fit out
- Trading history in years and whether financials are up to date
- Approximate annual turnover and existing business debt
- The property: type, price range, and where in Melbourne
- Entity type and who the guarantors would be
- Timing, time stamp and consent record
What is checked in Melbourne
Before a Melbourne record reaches your CRM it has passed three checks. The mobile was verified by SMS, the record was matched against everything already sent to you, and the enquiry was screened on finance with up to 98 data points. Of high income property enquirers we measured, 51.8% fail on finance. Fewer than 5% of leads that clear the screen do. The screen is not an approval.
Who this is not for
Residential brokers adding commercial as a sideline. A Melbourne business owner expects lease, zoning and outgoings questions on the first call, and the record cannot make up for a panel that does not write commercial.
Pricing
The price is a fixed cost per verified lead, agreed before anything runs. There is no retainer and no lock in. Records are exclusive to you and arrive live in your CRM. A lead that turns out to be wrong is reviewed within five business days and replaced or credited when confirmed.