The Sydney numbers that shape cash out refinance leads
Values fell 4.6% over the year, so equity is thinner than owners who bought recently believe. Sydney's median dwelling value was $1,222,718 in August 2026, down 4.6% over the year and 1.4% lower in the month, on Cotality's index. Refinancing is already how most of that equity moves: the ABS counted 103,046 loans refinanced to a new lender in the June quarter of 2026.
New South Wales wrote 20,641 new owner occupier loans in the June quarter of 2026 at an average of $842,000, on the ABS lending indicators. A cash out enquiry in Sydney is sized against the largest loans in the country, and the finance screen tests serviceability on the larger loan, not the current one.
What a Sydney record carries
Beyond the fields every record carries, a Sydney campaign for this lead type captures the details that decide the first call.
- Current lender, balance and a rough property value
- Amount they want to release and what it is for
- Deposit on another property, renovation, business, or something else
- Employment type and other debts
- Suburb or region of Sydney
- Timing, time stamp and consent record
What is checked in Sydney
Every enquiry is phone verified by SMS, checked against records already sent to you and screened on finance with up to 98 data points before delivery. Of high income property enquirers we measured, 51.8% fail on finance. Fewer than 5% of leads cleared by the PrimeProof screen do. A lender still decides.
Who this is not for
Brokers expecting large releases. With Sydney values down 4.6% over the year, many enquirers overestimate their equity, and the screen and the valuation bring the number down.
Pricing
A fixed cost per verified lead agreed before the campaign runs, no retainer, no lock in. Every record is exclusive to you and delivered live into your CRM. Invalid leads are reviewed within five business days and replaced or credited when confirmed.