The Perth numbers that shape mortgage refinance leads
Australians refinanced 162,225 home loans in the June quarter of 2026 on the ABS lending indicators. With Western Australia's average owner occupier loan at $720,000, a Perth refinancer has a real saving on the table from a rate move.
A year of 15.6% growth has created equity fast, and owners know it. Perth's median dwelling value was $999,987 in August 2026, up 15.6% over the year and 0.8% lower in the month, on Cotality's index. The cash rate at 4.35% is the other half of the arithmetic a Perth refinancer has already done.
What a Perth record carries
Beyond the fields every record carries, a Perth campaign for this lead type captures the details that decide the first call.
- Current lender, balance and the rate they are on
- Purpose: rate, cash out, consolidating debt, or a fixed term ending
- Employment type and existing debts
- Owner occupied or investment
- Suburb or region of Perth
- Timing in their own words, and the consent record
What is checked in Perth
Every enquiry is phone verified by SMS, checked against records already sent to you and screened on finance with up to 98 data points before delivery. Of high income property enquirers we measured, 51.8% fail on finance. Fewer than 5% of leads cleared by the PrimeProof screen do. A lender still decides.
Who this is not for
Brokers who cannot call back fast. A Perth refinancer is comparing lenders the same afternoon, and the bank they are leaving will counter.
Pricing
A fixed cost per verified lead agreed before the campaign runs, no retainer, no lock in. Every record is exclusive to you and delivered live into your CRM. Invalid leads are reviewed within five business days and replaced or credited when confirmed.