The Hobart numbers that shape fixed rate expiry leads
The RBA puts the share of outstanding housing loans on fixed rates at less than 5 per cent in 2025. The wave has passed, and what remains is a steady stream of borrowers who fixed in the last couple of years. The cash rate rose to 4.35% in May 2026 and was held in August. A Hobart borrower on the smallest loans in the country, $516,000 on average per the ABS, feels every move.
Hobart's median dwelling value was $752,397 in August 2026, up 8.1% over the year and 0.2% lower in the month, on Cotality's index. A borrower whose term ends in a rising market is deciding rate and equity together, and the record captures both.
What a Hobart record carries
Beyond the fields every record carries, a Hobart campaign for this lead type captures the details that decide the first call.
- Current lender, fixed rate and the month the term ends
- Loan balance and a rough property value
- Refix, go variable, split, or also release equity
- Employment type and any change since the loan was written
- Suburb or region of Hobart
- Time stamp and consent record
What is checked in Hobart
Before a Hobart record reaches your CRM it has passed three checks. The mobile was verified by SMS, the record was matched against everything already sent to you, and the enquiry was screened on finance with up to 98 data points. Of high income property enquirers we measured, 51.8% fail on finance. Fewer than 5% of leads that clear the screen do. The screen is not an approval.
Who this is not for
Brokers who cannot call the same day. A Hobart borrower whose term ends next month is comparing now, and the bank they are leaving has already made a retention offer.
Pricing
The price is a fixed cost per verified lead, agreed before anything runs. There is no retainer and no lock in. Records are exclusive to you and arrive live in your CRM. A lead that turns out to be wrong is reviewed within five business days and replaced or credited when confirmed.