The Canberra numbers that shape mortgage refinance leads
Australians refinanced 162,225 home loans in the June quarter of 2026 on the ABS lending indicators. With the ACT's average owner occupier loan at $666,000, a Canberra refinancer has a real saving on the table from a rate move.
Values fell 0.4% over the year, so equity is thinner than owners who bought recently believe. Canberra's median dwelling value was $864,998 in August 2026, down 0.4% over the year and 1.1% lower in the month, on Cotality's index. The cash rate at 4.35% is the other half of the arithmetic a Canberra refinancer has already done.
What a Canberra record carries
Beyond the fields every record carries, a Canberra campaign for this lead type captures the details that decide the first call.
- Current lender, balance and the rate they are on
- Purpose: rate, cash out, consolidating debt, or a fixed term ending
- Employment type and existing debts
- Owner occupied or investment
- Suburb or region of Canberra
- Timing in their own words, and the consent record
What is checked in Canberra
Every enquiry is phone verified by SMS, checked against records already sent to you and screened on finance with up to 98 data points before delivery. Of high income property enquirers we measured, 51.8% fail on finance. Fewer than 5% of leads cleared by the PrimeProof screen do. A lender still decides.
Who this is not for
Brokers who cannot call back fast. A Canberra refinancer is comparing lenders the same afternoon, and the bank they are leaving will counter.
Pricing
A fixed cost per verified lead agreed before the campaign runs, no retainer, no lock in. Every record is exclusive to you and delivered live into your CRM. Invalid leads are reviewed within five business days and replaced or credited when confirmed.