The Adelaide numbers that shape home loan pre-approval leads
Brokers arranged 81.6% of new residential home loans in the June quarter of 2026 on the MFAA's figures. An Adelaide buyer asking for a limit is usually asking a broker. Adelaide's median dwelling value was $937,207 in August 2026, up 8.6% over the year and 0.8% lower in the month, on Cotality's index. A market rising this fast outruns pre-approvals, and the buyer told a number in March is asking for a bigger one now. First home buyers also have the scheme's Adelaide cap of $900,000 on the government's table to work within.
The Harvard Business Review audit found firms contacting a lead within an hour were nearly seven times as likely to qualify it as those an hour slower. A pre-approval enquirer is early and easily distracted, and in Adelaide the first broker to call back is the one who gets the application.
What an Adelaide record carries
Beyond the fields every record carries, an Adelaide campaign for this lead type captures the details that decide the first call.
- Deposit available and where it comes from
- Income, employment type and existing debts
- First home buyer or not, and whether the scheme cap applies
- Target suburbs of Adelaide and a price range
- Whether they have spoken to a bank already
- Timing, time stamp and consent record
What is checked in Adelaide
Before an Adelaide record reaches your CRM it has passed three checks. The mobile was verified by SMS, the record was matched against everything already sent to you, and the enquiry was screened on finance with up to 98 data points. Of high income property enquirers we measured, 51.8% fail on finance. Fewer than 5% of leads that clear the screen do. The screen is not an approval.
Who this is not for
Brokers who treat a pre-approval enquiry as low value. In Adelaide it is the front of the pipeline, and the broker who gives the limit usually writes the loan.
Pricing
The price is a fixed cost per verified lead, agreed before anything runs. There is no retainer and no lock in. Records are exclusive to you and arrive live in your CRM. A lead that turns out to be wrong is reviewed within five business days and replaced or credited when confirmed.